by Ana Mata | Apr 22, 2026 | Guides
Many insurance professionals assume that actuarial training is only really relevant for actuaries. In reality, that is no longer the case. Modern insurance businesses rely heavily on data, technical insight and cross-functional collaboration. Pricing decisions affect...
by Ana Mata | Feb 20, 2026 | Guides
Reinsurance pricing has a reputation for being quite complex and heavily dependent on how it’s always been done in the page. To some extent, that reputation is earned. Treaty structures can be very complicated, multi-line, multi-currency and packed with contract...
by Ana Mata | Jan 23, 2026 | Guides, Presentations
Fifteen years ago, “InsurTech” was barely a phrase. Yet the frustrations actuaries felt were already familiar: too many spreadsheets, too many versions and not enough time left for judgement. Way back in 2017 I presented a teaching deck called The Role of Commercial...
by Ana Mata | Jan 15, 2026 | Guides
The insurance industry doesn’t stand still. New regulations arrive, data sources multiply and technology reshapes how work gets done. The people who progress aren’t simply the most experienced, they’re the ones who stay up to date with the constantly shifting...
by Ana Mata | Dec 18, 2025 | Guides
Every treaty season, reinsurance teams open the same sprawling spreadsheet libraries, juggle versions with names like “Pricing_v12_FINAL_final.xlsx”, and spend late nights stitching together triangles, rate changes and limits profiles. Spreadsheets have served the...
by Ana Mata | Oct 16, 2025 | Guides
Pricing excess layers in casualty insurance and reinsurance requires precision, consistency and an understanding of how losses behave at different policy limits. Increased Limits Factors (ILFs) are one of the fundamental tools actuaries use to achieve this – and...
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