by Ana Mata | Jul 29, 2025 | Guides
Reinsurance is a cornerstone of the global insurance market, yet for those new to the industry, it can seem a complex and opaque topic. In this beginner’s guide, we break it down clearly – what it is, how it works, and why it matters – so you can better...
by Ana Mata | Jul 9, 2025 | Guides
Pricing an insurance policy is a delicate balance. Insurers must set a premium that is high enough to cover claims, expenses and profits, yet competitive enough to attract policyholders. But how can an insurer price a policy before knowing how much they will actually...
by Ana Mata | Jun 26, 2025 | Guides
Insurance pricing is often a delicate balancing act. If premiums are too high, insurers risk losing business to competitors. If they are set them too low, then they may struggle to cover the cost of claims – leading to financial instability. The challenge lies...
by Ana Mata | Jun 19, 2025 | Guides
Actuarial teams rely on vast amounts of information so they can price policies, assess risks and ensure financial stability. But with so much data flowing in from multiple sources – often in varying formats – the risk of inconsistencies, errors and...
by Ana Mata | Jan 30, 2025 | Guides
The insurance industry operates on a foundation of complex principles and processes, all of which work together to manage risk, protect policyholders and ensure the financial health of insurers. At the heart of this system are five critical pillars: Rating, Reserving,...
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